Together & family
Investing together, with one shared view on risk.
Wealth is often something you hold together. Then you decide best on the same facts: what is invested in, how it works and which risks come with it. Shared insight into the portfolio.
What is recorded in advance: the ownership, the risk profile you both stand behind, and who has insight into what.
Access to the data roomThe conversation
At the table together, the same insight.
- 1
Both of you in the conversation
Ask your questions about the funds together. We explain the funds, how they work and the risks involved, and how to use the app. The investment decision is yours.
- 2
Clear agreements on how you invest
Investing with a partner or family calls for clear agreements: in whose name the investment is held, who has access and who may give instructions. We explain the options and how this works on the platform. Which setup you choose is up to you.
- 3
The same insight for both
Both of you have access to the same portfolio, deposits and value development.
What we often hear
You do not have to agree beforehand.
What partners often tell us or ask us, and how we handle it.
“One of us really arranges everything.”
That is why you both get the same insight. Nobody has to pass the story on.
“We differ in how much risk we want to take.”
That is understandable. Our funds have different investment profiles, from defensive and balanced to offensive, each with its own risks. You can combine the funds and spread your investment across several funds. We are happy to explain how the funds work and which risks come with them. Which investment choice you make is up to you.
“We want to read it through calmly first.”
You receive the information in advance, so you can read it through together at home at your own pace. Questions about the funds, how they work and the risks, we can explain afterwards.
“And whose name will it be in?”
You decide that yourselves, and it is fixed before the first deposit: jointly or each in your own name. We explain the options for registration and the name in which your portfolio is held, and how registration works in practice. For the legal or tax consequences of your choice we refer you to your own civil-law notary, accountant or tax adviser.
Building wealth together
“Building wealth together is not a sprint. It is making agreements, reading calmly, and both knowing where you stand.”
Practically arranged
Four things that are fixed in advance.
- The conversation
- With both of you at the table
- The documents
- Prospectus + KIDs in advance
- The investment
- One-off or periodic · adding in consultation
- The insight
- The app or the web app · easy access, for both of you
Frequently asked questions
First read it through together.
Whose name is the investment in?
You choose that together, before the first deposit: jointly or each in your own name. The choice is stated in the documents you receive in advance.
What happens on death or divorce?
That follows from the ownership you record before the first deposit: jointly or each in your own name. On death we guide your next of kin through the process in person. For inheritance law and matrimonial property law, including in a divorce, we refer you to your civil-law notary. We do not advise on that ourselves.
What if we differ in how much risk we want to take?
The funds differ in investment profile and the risks that come with it. We can explain these differences. Which investment choice you make is up to you. You only choose once you agree, and you can adjust the profile later.
More questions? See all frequently asked questions
Start together with The Analysis.
Receive the free monthly selection from the BOTS Selection Framework every month. If you want to sit down with your partner or family, schedule a call or visit us at Weesperstraat 107 in Amsterdam. You decide together, at your own pace.
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